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918.712.4700

Personal Credit Card

We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.  Available to all applicants for both MasterCard® and Visa®

Personal Card – Low Rate

Features

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard®
  • Unlike some card offers, the APR1 for purchases and cash advances is the same.

Fees

Personal Card –World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same.

Fees

  • Other fees may be charged, these fees are listed on the downloadable application. Personal Application

To Apply Now

  • Download the PDF application. Personal Application
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at your local branch office.
  • Fax your completed application to Blue Sky Bank at 918-712-4799 or mail your completed application to Blue Sky Bank, P.O. Box 52490, Tulsa, OK  74152

1 Please see application for information about current APRs and fees.

2 Concierge Services available with World MasterCard® only.

3The creditor, issuer and service provider of these credit cards is TIB The Independent BankersBank, N.A., not Blue Sky Bank, pursuant to separate licenses from Visa® U.S.A. Inc. and MasterCard®International Incorporated.  MasterCard® is a registered trademark of MasterCard® International Incorporated. Credit card products are subject to credit approval by TIB The Independent BankersBank, N.A.

4 Late payments and going over the credit limit may damage your credit history.

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