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918.712.4700

Blue Sky Bank Business Credit Cards

Our promise of how Blue Sky Bank will work with you:

  • We will pick up the phone and answer your questions, no strings attached.
  • We’ll work quickly to understand your financial situation before ever suggesting ideas and solutions.
  • We’ll devise a range of solutions that make sense for you and make sure you clearly understand the advantages and disadvantages of each option.
  • We will be straightforward with you about whether we are able to compete with other solutions you’ve shopped.
  • Even if you’ve eliminated Blue Sky Bank from your set of possibilities, we’ll offer our expert opinion on your other options.
  • Contact Blue Sky Bank by phone or email and one of our experts will get back to you within the next business day, if not sooner.

Business credit cards work virtually the same as personal credit cards. They allow you to purchase on credit, build your business credit scores, and earn rewards on eligible purchases.

Business credit cards, though, should be used for business expenses only. As a result, the categories for which you can earn points after you spend are more in line with business needs. These are categories like utilities, marketing, office equipment and supplies, and others.

When you’re choosing a business credit card for your business, factors like credit limits, fees, and annual percentage rates should be considered. But thinking about your business’s needs is important, too. For example, if you do business internationally, you should note foreign transaction fees. If you travel often for work, make sure your card includes travel rewards — both Blue Sky Bank business cards options include rental car perks.

Our team is happy to explain each of our Blue Sky Bank business credit card offerings in detail and help you evaluate which one best fits your business. If you have any questions or are ready to get started with us, reach out.


Blue Sky Bank’s Business Credit Cards

Blue Sky Bank offers two business credit cards to accommodate the needs of your growing business and make the most out of your business’s purchases: 

  • Standard Card
  • Preferred Points Rewards Card

Available to all applicants for both MasterCard® and Visa®. 

Standard Card

Blue Sky Bank’s Standard Card is ideal for the business owner who doesn’t want to pay annual fees. The Standard Card comes with benefits like rental car collision damage waiver protection and online access to account information.

No Annual Fee

  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases (no grace period on cash advances)

Billing Choice

  • Choose from individual and summary billing options, allowing each card member to receive a monthly billing statement that outlines all of their credit card transactions.

Convenient Access to Accounts

  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7 at cardaccount.net

Card Benefits

  • Standard Mastercard® holders enjoy Mastercard® benefits such as extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.
  • Standard Visa® card holders receive Visa® benefits such as extended warranty protection, travel accident insurance, and rental car collision damage waiver protection.

Fees

  • No annual fee
  • International transaction fee of 2% 
  • Late payment penalty of $25
  • Returned payment penalty of $25

Please reference the Business Application for more information on fees.

Preferred Points Rewards Card

Blue Sky Bank’s Preferred Points Rewards Card is ideal for business owners who want to earn cash back for their business purchases for a low annual credit card fee. Rewards points can be viewed and redeemed at any time. This card also comes with extensive travel perks.

Low Annual Fee

  • Low annual fee of $49 per account
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases (no grace period on cash advances)

Cash-back Rewards

  • Earn one reward point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel, and a wide variety of merchandise from office supply stores and retail stores, including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more.

 Convenient Access to Accounts and Points

  • To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191
  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7 at www.cardaccount.net 

Card Benefits

  • Preferred Points Mastercard® holders enjoy Mastercard® benefits such as extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.
  • Preferred Points Visa® card holders receive Visa® benefits such as extended warranty protection, travel accident insurance, and rental car collision damage waiver protection.

 Fees

  • $49 annual fee per account
  • International transaction fee of 2% 
  • Late payment penalty of $25
  • Returned payment penalty of $25

Please reference the Business Application for more information on fees.

 

Apply for a Blue Sky Bank Business Credit Card

  1. Download a PDF of the application here.
  2. Fill in the information on your computer and then print the completed application (you cannot save the document, so print an extra completed copy for your own records). You may also print the blank application and then complete it using a blue or black pen.  Blank paper applications are also available at your local branch office.
  3. Submit supporting documents with your application. The needed documents will vary depending on the type of business you have.
  4. Mail your completed application to:
    Blue Sky Bank
    P.O. Box 52490
    Tulsa, OK 74152

You may also fax your completed application to Blue Sky Bank at 918-712-4799.

1 Please see application for information about current APRs and fees.

2 The creditor, issuer, and service provider of these credit cards is TIB The Independent BankersBank, N.A., not Blue Sky Bank, pursuant to separate licenses from Visa® U.S.A. Inc. and MasterCard® International Incorporated.  MasterCard® is a registered trademark of MasterCard International Incorporated. Credit card products are subject to credit approval by TIB The Independent BankersBank, N.A. 

3 Making late payments and going over the credit limit may damage your credit history.

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